eHealth Publishes Free eBook To Educate Consumers on the Value of Accident and Critical Illness Insurance Products
Accident and critical illness insurance plans can help consumers cover health insurance deductibles or personal expenses in the event of a qualifying injury or illness
MOUNTAIN VIEW, CA – September 1, 2015 – Today eHealth, Inc. (NASDAQ: EHTH – eHealth.com), the nation’s first and largest private online health insurance exchange, published a new eBook to better educate consumers on the value of accident and critical illness insurance products. The new eBook, titled “3 Steps to Understanding Accident and Critical Illness Insurance,” is available for download through eHealth’s Consumer Resource Center.
Accident and critical illness insurance products are not major medical health insurance plans and do not meet the coverage requirements of the Affordable Care Act. However, when used in conjunction with a major medical plan these products can provide a valuable second layer of protection in case of unexpected injuries or serious diagnoses. Unlike traditional health insurance plans, accident and critical illness insurance products pay the policy holder directly (rather than the doctor or hospital) when a qualifying event occurs.
Money received in the event of a qualifying injury or medical diagnosis can be used by the policy holder to help cover personal expenses such as health insurance deductibles and copayments, rent or mortgage, childcare expenses, utility bills, gasoline or groceries, among other things. Cash payouts provided through an accident or critical illness plan can also help mitigate the loss of income a policy holder may experience if required to spend an extended period of time in the hospital.
eHealth’s new eBook is designed to provide consumers with answers to the following questions:
- What are accident and critical illness insurance plans?
- How do accident and critical illness insurance plans work?
- When should I consider an accident or critical illness plan?
The eBook includes helpful examples and illustrations, as well as answers to frequently asked questions. It also explains to consumers how accident and critical illness plans may be used in conjunction with major medical health insurance plans to fill the gaps that traditional medical plans do not cover.
eHealth, Inc. (NASDAQ: EHTH) owns eHealth.com, the nation's first and largest private health insurance exchange where individuals, families and small businesses can compare health insurance products from leading insurers side by side and purchase and enroll in coverage online. eHealth offers thousands of individual, family and small business health plans underwritten by many of the nation's leading health insurance companies. eHealth (through its subsidiaries) is licensed to sell health insurance in all 50 states and the District of Columbia. eHealth also offers educational resources and powerful online and pharmacy-based tools to help Medicare beneficiaries navigate Medicare health insurance options, choose the right plan and enroll in select plans online through PlanPrescriber.com (www.PlanPrescriber.com), eHealthMedicare.com (www.eHealthMedicare.com) and Medicare.com (www.Medicare.com).
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