Research

Out-of-Pocket Premium Analysis and Major Medical Inventory
August 04, 2014

Out-of-Pocket Premium Analysis and Major Medical Inventory

This report provides a comparison of health insurance premium costs borne by consumers receiving federal subsidies and those not receiving federal subsidies; it also includes an analysis of the number of insurance companies and plans offered through eHealth in select metro areas.
The Cost and Benefits of Individual and Family Health Insurance Plans, 2013
December 30, 2013

The Cost and Benefits of Individual and Family Health Insurance Plans, 2013

The 2013 Cost and Benefits Report provides a final look at costs and coverage in the individual and family market prior to the implementation of the Affordable Care Act’s major 2014 provisions, and includes a review of costs for plans offering richer “comprehensive” benefits. According to the report, the average premium paid for individual health insurance nationwide in 2013 was $197 per month, an increase of 3.7% over 2012. Premiums for individually-purchased family plans increased 3.4% to a national average of $426 per month.
Small Employer Health Insurance Survey
March 20, 2013

Small Employer Health Insurance Survey

The Spring 2013 Small Employer Health Insurance Survey, conducted by eHealth, Inc., America’s first and largest private online health insurance exchange, focuses on small employers’ knowledge of their responsibilities and opportunities under the Affordable Care Act (ACA). Major consumer provisions of the law are scheduled to come into effect January 1, 2014. eHealth invited small business owners who had purchased coverage through the company’s website (eHealthInsurance.com) and who still had coverage in effect to participate in the survey. The anonymous survey was conducted online between February 12 and February 15, 2013, and gathered a total of 259 responses. 95 percent of respondents had between 2 and 10 employees. All respondents reported having fewer than fifty employees.
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