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eHealth, Inc., understands the need consumers and policymakers to have solid, detailed information about the health insurance industry, and specifically, the individual and family health insurance market. There is an ongoing need for improved public and private programs to help Americans gain access to quality healthcare. Therefore, eHealth works to make a contribution to these discussions by providing research and insight into consumers who purchase their health coverage on the individual and family health insurance market.


March 07, 2018

Short-Term Health Insurance: Value, Benefits and Cost

eHealth’s report includes an analysis of the costs and benefits covered under short-term plans, an examination of the impact of the 2017 rule limiting coverage to no more than 90 days, and results from a survey of nearly 1,000 short-term policyholders.
The Cost and Benefits of Individual and Family Health Insurance Plans, 2013
December 30, 2013 | Categories: Cost and Benefits

The Cost and Benefits of Individual and Family Health Insurance Plans, 2013

The 2013 Cost and Benefits Report provides a final look at costs and coverage in the individual and family market prior to the implementation of the Affordable Care Act’s major 2014 provisions, and includes a review of costs for plans offering richer “comprehensive” benefits. According to the report, the average premium paid for individual health insurance nationwide in 2013 was $197 per month, an increase of 3.7% over 2012. Premiums for individually-purchased family plans increased 3.4% to a national average of $426 per month.
The Cost of Comprehensive Health Benefits
March 18, 2013

The Cost of Comprehensive Health Benefits

The purpose of this addendum to eHealth, Inc.’s November 2012 ‘Cost and Benefits of Individual Emergency Services; Prescription Drugs; Chiropractic; Maternity; OB/GYN; Periodic Exams; and Well Baby care. This new addendum report looks at the cost of just those plans surveyed that cover all eight benefits: approximately 30,000 individual plans purchased across 32 states through eHealthInsurance.com, with coverage active in February of 2012.
October 15, 2012 | Categories: Company-issued Reports, PlanPrescriber, eHealthMedicare

2013 Medicare Advantage Plan Landscape Data Summary

The objective of this report is to provide a nationwide perspective on important cost and benefit trends in the Medicare Advantage plan market. The goal of this report is to aggregate publically available data into a form that helps consumers identify important plan benefits and make informed decisions prior to selecting a Medicare Advantage plan. The challenge for Medicare beneficiaries and their advisors is to choose a plan that fits their current needs, and that is flexible enough to cover unexpected costs in the coming year. The data provided in PlanPrescriber’s Medicare Advantage Landscape Data Highlight report is a high-level national and state-by-state review of available Medicare Advantage plans, as provided by Centers for Medicare and Medicaid Services (CMS) through its Landscape Data files.
July 23, 2012 | Categories: Company-issued Reports, Consumer Advice, <unknown>, Cost and Benefits

The Cost and Benefits of Short-Term Health Insurance

How much does short-term health insurance cost? Individually purchased short-term health insurance policies differ from major medical health insurance in a number of ways. Short-term health insurance policies are optimal for individuals and families in transition who are confident they’ll have access to major medical health insurance within six to twelve months.
September 17, 2010 | Categories: Company-issued Reports, <unknown>, Cost and Benefits

eHealth, Inc. 2010 Fall Cost Report for Individual and Family Policyholders

Health Insurance policies cover roughly 8 percent of the population. To provide current information about the nature of individually-purchased health insurance costs and benefits, eHealth, Inc. reviewed 2010 health insurance plan data from a sample of active policies, which includes: - 288,238 individual major medical policies and 96,460 family major medical policies purchased through eHealthInsurance that were active in February 2010
December 09, 2009 | Categories: Cost and Benefits, <unknown>

The Cost & Benefits of Individual and Family Health Insurance Plans 2009

According to the report, in 2009 the median non-group health insurance premium for an individual in the United States was $1,584 per year ($132 per month) and the average deductible was $2,326. Combined, annual premiums and deductibles account for approximately 7.7 percent of median household income for 2008 ($50,303) as reported by the US Census Bureau1.
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