Original Research

Employer-provided health insurance is a perk that many workers take for granted, even during tight economic times. A new survey by eHealthInsurance finds that while most consumers with employer-based health insurance think they know best about the coverage they need, they don’t understand much about the costs of their coverage or the most crucial time of the year for making coverage decisions: open enrollment.

Presenting results from an ongoing survey of individual and family health insurance shoppers contacting eHealthInsurance, this report provides a snapshot of shopper demographics and behavior and an analysis of year-over-year changes in the shopping population since the enactment of the Patient Protection and Affordable Care Act.

Less than seven percent (7%) of customers were in the Medicare prescription drug plan with the lowest total out of pocket costs available to them, according to an analysis of more than 25,000 user sessions that occurred on PlanPrescriber.com during the 2011 Medicare Annual Enrollment period. The same analysis, released today by PlanPrescriber (www.planprescriber.com), a wholly-owned subsidiary of eHealth, Inc. (NASDAQ: EHTH), found that less than ten percent (10%) of customers were in the Medicare Advantage prescription drug plan with the lowest total out of pocket costs available to them.

An analysis of results from the recent Kelton Research/eHealthInsurance survey, exploring college students and grads expectations when it comes to health insurance and the workplace.

An analysis of results from the recent Kelton Research/eHealthInsurance survey, exploring college students and grads responses to health insurance and lifestyle questions.

An analysis of results from the recent Kelton/eHealthInsurance survey of college students, recent grads, and parents.

Topline results from a national survey of college students and recent grads conducted in April, 2011 by global insights firm Kelton Research and sponsored by eHealthInsurance, showing that many young adults may not be able to rely on their parents for health insurance coverage, despite health care reform provisions allowing dependent coverage until age 26.

Topline results from a national survey of parents of college students and recent grads conducted in April, 2011 by global insights firm Kelton Research and sponsored by eHealthInsurance, showing that nearly four in ten (38%) of parents do not plan to keep their adult children on their health insurance plan until age 26, despite the fact that the 2010 health care reform law now allows them to do so.

Health Insurance policies cover roughly 8 percent of the population. To provide current information about the nature of individually-purchased health insurance costs and benefits, eHealth, Inc. reviewed 2010 health insurance plan data from a sample of active policies, which includes: - 288,238 individual major medical policies and 96,460 family major medical policies purchased through eHealthInsurance that were active in February 2010

eHealth, Inc. commissioned this nationwide survey to better understand consumer behavior and expectations following the passage of health reform legislation; The Patient Protection and Affordable Care Act. This report summarizes findings of a telephone survey conducted among a random national sample of 1,016 adults 18 years of age and older, living in private households in the continental United States. Interviewing for this survey was completed by Opinion Research Corporation during the period April 1 - 3, 2010. See the Methodology section of this report for additional information about the margin of error for this study and its applicability to the surveyed sample of adults.